insurance

M

monty

CCCUK regional rep
Stingray said:
My C7 has been insured through Adrian Flux for a couple of years now. Check 'em out.
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Hi Stingray i did phone them up , they were not too bad but did not like the pay now (even though my insurance was not up until Nov 4th) or you will loose the quote and it could be more money after this , saying that i would have gone with them if it wasn't for a better price from Brentacre Insurance who put no pressure on me to take out the cover with them at all. I do have my van insured with Adrian Flux and found them fine with that policy.
 
Chevrolet

Chevrolet

CCCUK Member
So did we all see the Martin Lewis (Money Saving Expert) prog on TV the other night? Him saying that you get the cheapest car insurance quotes circa 21 days before the expiry of your existing policy. Per him, if you are getting quotes closer to the expiry date, insurers regard you as a higher risk? Never heard that one before?

Just in case this helps anyone, received my Admiral multi-car renewal for the C7 and daily driver the other day. Didn't look bad with just marginal price increases over the previous year. Went onto the Aviva (multi-car) website for a quote. That told me that they wouldn't insure the C7. Gave them a ring and guy answering spoke with the underwriters. Still no go, as per him "they don't have an insurance rating for it on their system and cant insure it as "new business." If I had an existing motor policy with them, they might have been able to do something for me".

So then went onto the "Compare the Market" website and got two individual quotes. Best quote on the daily driver, from a company I have never heard of, was same as the Admiral renewal. Best quote for the C7 was LV (Liverpool Victoria) but £313 (60%) more than the Admiral renewal. Surprised me to get a LV quote, as they were telling me a few months back (see above) that they don't insure C7s.

Update 14/02/2020 - Got a new quote from LV, thru another source, that's cheaper than Admiral can do and a whopping £493 cheaper than the CTM LV quote. Result!
 
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Stingray

Stingray

CCCUK Member
Yup, as ever in the whacky world of car insurance premiums are all over the place. When I bought my C7 (2015) I was annoyed at the high quote from Flux, particularly as they had previously covered my C5 and the next sports car for ages. My C7 ended up with Classic Line for the first couple of years. However, since then my C7 has been back with Flux who are now making a lot more sense. For what it's worth, this year's premium, just renewed, was £495
 
christiangeuter

christiangeuter

Supporting vendor
Give Classicline a try - 01455 639000 and you'll get club discount + free legal and breakdown cover. In reference to the Martin Lewis programme, for the record, at Classicline there would be no difference in premium whether you quote 21 days or a day before the expiry of your policy!
 
Carlie@A-Plan

Carlie@A-Plan

Supporting vendor
christiangeuter said:
In reference to the Martin Lewis programme, for the record, at Classicline there would be no difference in premium whether you quote 21 days or a day before the expiry of your policy!
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Yep Christian is right, with specialist policies the time you quote doesn't affect premium :) that's more of a price comparison site thing for standard vehicles

Carlie
 
M

monty

CCCUK regional rep
Largelunchbox said:
I just tried flux, over £1600 what a joke, suffice to say I won’t be bothering with them.
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That's a lot is it a C7 Stingray , Grand sport or Z06, how old are you and how many years no claims bonus do you have ( it's interesting for the rest of us with C7 vettes to know)as all of that would make a vast difference as you will already know. My C7 Z06 is insured with Brentacre at a cost of middle £400,s, 62 years of age with full NCB.
 
L

Largelunchbox

CCCUK Member
monty said:
That's a lot is it a C7 Stingray , Grand sport or Z06, how old are you and how many years no claims bonus do you have ( it's interesting for the rest of us with C7 vettes to know)as all of that would make a vast difference as you will already know. My C7 Z06 is insured with Brentacre at a cost of middle £400,s, 62 years of age with full NCB.
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Grandsport but stingray on logbook, 11 years ncb, 58, under 5000 miles Pa , clean license, West London in locked alarmed garage.
 
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Largelunchbox

CCCUK Member
monty said:
That's a lot is it a C7 Stingray , Grand sport or Z06, how old are you and how many years no claims bonus do you have ( it's interesting for the rest of us with C7 vettes to know)as all of that would make a vast difference as you will already know. My C7 Z06 is insured with Brentacre at a cost of middle £400,s, 62 years of age with full NCB.
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Brentacre was today Much more reasonable at under £800 but needed a tracker for any theft payout.
 
Chevrolet

Chevrolet

CCCUK Member
Largelunchbox said:
Brentacre was today Much more reasonable at under £800 but needed a tracker for any theft payout.
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£800 doesn't make sense to me compared to Monty's mid £400 Brentacre quote, unless its your London postcode they don't like? You have a 2018 car, is it a UK spec/Ian Allan supplied car? If so, have you taken out an Onstar subscription? The Onstar app tells you where the car is located, so effectively gives you a Tracker. Onstar services are however being withdrawn in December this year. And, having just checked my Onstar UK website account, says if the cars sensors detect someone is trying to steal it, it will alert me by mail and text. You can then phone Onstar who will disable the car.
 
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L

Largelunchbox

CCCUK Member
Chevrolet said:
£800 doesn't make sense to me compared to Monty's mid £400 Brentacre quote, unless its your London postcode they don't like? You have a 2018 car, is it a UK spec/Ian Allan supplied car? If so, have you taken out an Onstar subscription? The Onstar app tells you where the car is located, so effectively gives you a Tracker. Onstar services are however being withdrawn in December this year.
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Yes uk car, and have onstar, I’ll ask about that on Monday
 
Chevrolet

Chevrolet

CCCUK Member
Carlie@A-Plan said:
Open 8.30am to 5pm Monday to Friday and 8.30am to 12pm on Saturdays, quote the club for discounts and we shall see what we can do for you 😊
Carlie
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10 out of 10 for persistence Carlie! ;) And just FYI, as well as the Onstar functionality mentioned above, a UK/Euro spec car has the following Theft Protection equipment :

Theft deterrent, electric - unauthorized entry, with horn
Anti-theft incline sensor
Anti-theft interior movement sensor
Thatcham approved security content
Self-powered alarm
Anti-theft security system
 
Carlie@A-Plan

Carlie@A-Plan

Supporting vendor
Chevrolet said:
10 out of 10 for persistence Carlie! ;) And just FYI, as well as the Onstar functionality mentioned above, a UK/Euro spec car has the following Theft Protection equipment :

Theft deterrent, electric - unauthorized entry, with horn
Anti-theft incline sensor
Anti-theft interior movement sensor
Thatcham approved security content
Self-powered alarm
Anti-theft security system
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Nice, insurers will ask about Thatcham approved security 👍 generally cat 1 or 2.

Persistence is key 😅 but also I'm online most of the time even out of hours if anyone needs support because I love my job too much 🤦🏻‍♀️

Carlie
 
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